Should You Wait to Buy a Home? Here’s the Truth.

We’ve been hearing the same question from buyers across Clark County and the Portland Metro:
“Should I wait to buy a home?”

At Evergreen Real Estate Partners, our answer is clear:
If you’re well-qualified and financially ready, don’t wait.

Right now, serious buyers have real leverage—and that window won’t stay open forever. Many are on the sidelines, hoping interest rates will drop. But when they do, we’re likely to see a flood of buyer activity hit the market—and quickly shift the advantage back to sellers.

What Happens When Rates Drop?

We saw it firsthand in 2021.
As rates hit historic lows, buyers rushed in. Homes sold in days—often with multiple offers, waived inspections, and bidding wars. The competition was fierce.

That kind of market forces buyers to make sacrifices.
But buying now—before the next rush—allows you to:

• Negotiate better terms

• Request seller concessions

• Avoid bidding wars

• Lock in a fair price before values climb

And remember: you can always refinance later if rates improve. Price and timing matter. This moment gives you the chance to win on both.

Buy Smart Now. Refinance Later. Build Equity Sooner.

If you find the right home today, and you can afford it, move forward. Trying to perfectly time the market is risky—and often costly.

Buying now allows you to:

• Start building equity

• Take advantage of less competition

• Avoid the chaos of a high-demand environment

Real Estate is a Long-Term Play

Over the past 30 years, home values in the U.S. have appreciated an average of 4% annually. And locally, we’ve seen even more dramatic gains. In Camas, WA, homes appreciated over 23% in 2020 and 2021 alone.

Those Evergreen clients who bought during that time? They’re sitting on serious equity now.

If you’re currently renting, you’re already paying a mortgage—just not your own. Owning puts your money to work for you, with long-term financial benefits including tax advantages, appreciation, and stability.

Here’s Our Take at Evergreen

If you’re ready, act now.
Don’t wait for interest rates to drop and trigger a buying frenzy. Don’t wait to build equity. And don’t wait to make a smart move.

Buy smart. Avoid the rush. Build early.

We’re here to help you navigate the market with clarity, strategy, and confidence—so you don’t just buy a home…
You make a move you’ll feel good about for years to come.

– The Evergreen Real Estate Partners Team